Flow-Za Terms of Service

Effective Date: March 17, 2026. These Terms of Service govern your use of the Flow-Za platform, website, and related services.

1. Acceptance of Terms & Changes

By accessing or using Flow-Za, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and all incorporated policies. If you do not agree, you must not use the Services. We reserve the right to amend these Terms at any time. Updated Terms become effective upon posting unless otherwise stated.

2. Description of Services

Flow-Za provides software tools, analytics, market data visualizations, rankings, alerts, educational content, and related workflow features. The Services are informational and educational in nature and do not constitute investment, legal, or tax advice.

3. User Conduct & Guidelines

You agree to use the Services lawfully and responsibly. Prohibited conduct includes unauthorized access attempts, account sharing, reverse engineering, data scraping, abuse of APIs, introducing malicious code, infringement of third-party rights, and any activity that could impair the integrity, performance, or security of the platform.

4. Intellectual Property Rights

All software, code, interfaces, content, branding, trade dress, and proprietary materials made available through Flow-Za are owned by Flow-Za or its licensors and are protected by applicable intellectual property laws. Except for a limited, revocable, non-transferable right to access the Services for personal or internal business use, no rights are granted without express written permission.

5. Limitation of Liability & Disclaimers

The Services are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. To the maximum extent permitted by law, Flow-Za disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement. You assume full responsibility for all trading and financial decisions. In no event shall Flow-Za be liable for indirect, incidental, consequential, special, punitive, or exemplary damages, including lost profits, trading losses, data loss, or business interruption.

6. Termination Clause

We may suspend or terminate access immediately, with or without notice, for suspected fraud, violation of these Terms, legal compliance requirements, security concerns, or operational necessity. Upon termination, all rights granted to you under these Terms cease immediately.

7. Payment Terms & Refunds

New subscriptions include a 7-day free trial. If not canceled before the trial ends, the subscription converts to a paid billing cycle. After conversion and successful billing, all sales are final. No refunds, credits, charge reversals, or prorated reimbursements are provided except where required by law. You may cancel at any time; cancellation takes effect at the end of the current billing term.

8. Governing Law & Dispute Resolution in Florida

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively in the state or federal courts located in Florida, and each party irrevocably submits to the personal jurisdiction and venue of those courts.